The Wealth Equation: What You Owe, What You Spend, What You Keep

$40.00

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with Special Guest Speaker: Erica Sanders, CPA

Recorded on November 10th, 2026

Course Description: Every dollar competes for the same job: paying down debt, covering today’s lifestyle or building tomorrow’s wealth. In this webinar, Erica Grant-Sanders walks through a real-world example comparing two doctors with the same loan, same income, and completely different outcomes.

Those same dollars are also at stake with the lifestyle creep, the gradual rise in spending that tracks right alongside a rising income. As income grows, spending often grows right along with it, making it easy to wonder, “Where did all the extra money go?” By understanding how debt, saving and spending work together, attendees can make more intentional financial decisions, and enjoy the income they’ve worked hard to earn while staying focused on building wealth for their future.

Course Objectives:
1. Weigh the trade-offs between paying off debt and investing for the future.
2. Identify how rising income can quietly increase spending without increasing savings.
3. Build a personal approach to balancing debt, saving and spending going forward.

0.5 CEU

AGD PACE Subject Code: 550 – Practice Management and Human Relations

Course Expiration: November 10, 2029

Cancellation/Refund Policy: There are no refunds given for this event

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